LFS Blog

December 18, 2017

Why should I use a mortgage broker?

When applying for a loan, it is easy to assume that the first and sometimes the only place to get to for help and advice is the bank. The problem you will find is that individual banks will offer you the products and services only they provide, meaning you ...

November 18, 2017

Fixed rate mortgages…

When fixed rates hit an all-time low, it’s no wonder people want to jump to secure a fixed rate mortgage. A fixed rate mortgage allows for you to have a fixed mortgage payment each month for the chosen set period - which works particularly well for those clients who want ...

October 17, 2017

Main steps to take out a mortgage…

1. How much can I borrow? Before making an offer or setting your heart on a property, it is important to know how much you are able to take out for your loan. These calculations are based on both affordability and income, your status and the equity in any existing properties ...

October 17, 2017

2 Year or 5 year fixed?

Two year or five year fixed rate: what is the difference? When interest rates hit an all-time low, it’s no wonder people want to jump to secure a fixed rate mortgage. A fixed rate mortgage allows for you to have a fixed mortgage payment each month for the chosen set period, ...

October 13, 2017

Interest Rates

Another decision you will be faced with when taking out a mortgage is the option of interest rates, which come in several different forms. These include fixed rates, flexible mortgages and base rate trackers. When choosing the right rate for you, future interest rates and potential financial issues that may ...

October 6, 2017

Types of mortgages

Buying a home is considered one of the most important investments most people will make throughout their lives. When making such life-changing decisions, finding the correct, independent mortgage advice can be priceless when trying to seek the best-suited mortgage for you. This can be quite overwhelming, particularly if you are bombarded ...