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Understanding Self-build Mortgages

Understanding Self-build Mortgages

28 July 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
More people are opting for self-build mortgages as self-build projects gain traction. This special type of mortgage isn’t like traditional property finance, though. Anyone thinking of getting a self-build mortgage needs to understand how this financing works and how to get the best loan. Here’s everything you need to know. Understanding self-build mortgages Before looking at self-build mortgages, it can
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Bridging Finance in todays market…

Bridging Finance in todays market…

7 July 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
An introduction to bridging finance Bridging finance is a special type of short-term loan. A lender will let you borrow money, using an existing property in your possession as collateral for the loan. Most often, it’s used by people who need to access money to buy a new house before their old home sells. Don’t misunderstand what ‘short-term’ means when
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Can I get a Buy-To-Let mortgage if I’m retired?

Can I get a Buy-To-Let mortgage if I’m retired?

25 June 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
It can seem like lenders and the property industry focuses on first-time buyers and families buying homes when it comes to mortgages. But what about older people looking for a mortgage for an investment property if you’re coming up (or past) retirement age? You’ll be glad to know that you will be able to get a mortgage later in life,
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Why is London so popular for foreign investors?

Why is London so popular for foreign investors?

8 June 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
Surge in demand for UK property by foreign investors The UK has always been popular with foreign property investors – especially London. We explore why, including laying out some key points of attention for foreign investors thinking about buying in London. We’ll also consider if the new tax on foreign buyers will dampen foreign investors’ appetite for London property. Why
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Can I get a mortgage as a contractor under IR35?

Can I get a mortgage as a contractor under IR35?

27 May 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
The new IR 35 rules New IR35 rules came into force early in April 2021 after being delayed by a year due to the COVID-19 pandemic. The government introduced the updated legislation to make it harder for contractors to avoid paying required income tax and National Insurance contributions. The update aims to shut a loophole under which individuals effectively worked
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Do you need to worry about property affordability, even if you don’t have any money concerns?

Do you need to worry about property affordability, even if you don’t have any money concerns?

10 May 2021<span class="wppb-postmeta-sept">|</span><a href="https://london-fs.com/category/articles/" rel="category tag">Articles</a>
House prices in London are on the up. By April this year, house prices were averaging £678,273, nearly 10% up on the same period in 2020. There’s been a lot of talk about London’s rocketing house prices, with many people concerned about the affordability of London. The discussion reaches all areas of the market, not just people looking for ‘cheap’ properties.
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