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Guides

We hope you find the below guides useful and informative. If you would like to discuss any aspect of mortgages, commercial lending or protection then please contact us to speak to an advisor.

Stamp Duty Land Tax

Guide

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General Buy-To-Let

Guide

Read

Capital Gains Tax

Guide

Read

Ltd Company Buy-To-Let

Guide

Read

Changes in Buy-To-Let Taxation

Guide

Read

Becoming A Landlord

Guide

Read

T: +44(0)20 8427 5057 E: enquiries@london-fs.com

Bespoke Mortgage Services

What's New - LFS Blog

Top five tips for First Time Buyers

Top five tips for First Time Buyers

Purchasing your first property can be daunting – it will most probably be one of the biggest financial commitments you will take on and can be a long road of
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Buy To Let Mortgages..

Buy To Let Mortgages..

Factors to consider when purchasing a BTL [Buy To Let] property: The buy to let mortgage market has changed significantly over the past 18 months. If you are thinking about
Read More »
Covid-19 Update

Covid-19 Update

The coronavirus (COVID-19) pandemic that began in China and spread rapidly around the globe has caused major disruption to businesses and economies worldwide. The UK government has responded to COVID-19 with
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 
* The Financial Conduct Authority does not regulate some forms of buy to let, secured loans, commercial finance, bridging finance, overseas or offshore mortgages and will writing.
 
Your initial mortgage consultation is obligation free. We charge an administration fee for processing each mortgage contract and our fees only apply when you decide to proceed with an application. For standard residential mortgage contracts the typical fee of up to 1% of the mortgage loan applies of which £500 is payable on application with the balance payable on offer . For buy-to-let mortgages a typical fee of up to 1% of the mortgage loan applies of which £500 is payable on application with the balance payable on offer. For offshore and commercial mortgages a typical fee of 1% of the mortgage loan applies of which £1000 is payable on application with the balance payable on offer. For impaired credit lending the typical fee is 1% of the mortgage loan applies of which £500 is payable on application with the balance payable on offer. The overall cost for comparison is 5.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration. The advice and/or guidance contained within this website is subject to UK regulatory regime and therefore is restricted to consumers based in the UK.
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