Building & Contents

Insurance

Building and Contents Insurance

Although many people may not be aware, buildings insurance is the only compulsory insurance required by UK Mortgage lending institutions.

A personal approach to such an important insurance is vital. You may find a cheap deal for your buildings and contents insurance, but you MUST ensure it is the right product for you. Many cheap policies have exclusions and clauses which if not noted at signing, can end up being very costly if a need arose for claiming against your policy.

Whether you are looking for straight forward cover for protecting your buildings, a joint buildings and contents policy or maybe you are a landlord and are looking for specific landlords buildings and contents, we can help get the right policy at competitive premiums.

Contents insurance is equally important and sometimes overlooked. Contents insurance protects you against the cost of having to replace any or all of your possessions in case of an accident, such as a burst pipe.

You should always ensure you are adequately insured for both building and contents – many people do not realise the value of the contents in their home until they are faced with an unfortunate event which leads to a claim. Insurers can reduce the amount they will pay if they prove that the property and contents were under insured.

If you already have buildings and contents cover in place, why not contact us with details of your existing cover and when it is due for renewal. We can contact you a month before the renewal date to review your insurance.
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