fbpx

PROFESSIONAL LANDLORD FINANCE

WHAT IS PROFESSIONAL LANDLORD FINANCE | EXAMPLES OF RESTRUCTURING

What is Professional Landlord Finance

London-FS specialise in helping Professional Landlords structure and grow their property portfolios. We classify a Professional Landlord as an individual with more than 4 properties in their portfolio. 

Landlords with multiple properties may have complex holding structures such as some units in personal names and others in Special Purpose Vehicle (SPV), Limited companies, partnerships or even offshore companies. The portfolio can be solely residential, commercial or a mix. In our experience professional Landlords need to ensure they are structured correctly to ensure further funding, growth and restructuring is achievable. 

From April 2017 the tax relief available to landlords holding properties in their personal names has been restricted on a tapering scale, consequently no longer allowing landlords to deduct costs like mortgage interest from their rental income.

This is not the same for Ltd Company or SPV purchases, whereby you can still deduct these types of expenses from the rental income generated. Hence the reason many landlords are acquiring properties in this way.

Portfolio finance is not simply based on the rates that we will secure for you. We work with your accountant/personal representatives, to see the implication on your personal taxes, company taxes and growth plans for the portfolio. 

To discuss your requirements in the strictest confidence please get in touch using the below form.

Examples of Restructuring

GET IN TOUCH

Call us on +44(0)208 427 5057

or provide your details, for one of our brokers to contact you.

FEATURED ARTICLE

OUR SERVICES

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

London FS understands the importance of online privacy. We use cookies to enhance your experience in accordance with our privacy policy. By continuing to use this site you accept their use. Read Privacy & Cookie Policy

The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.

Close