Offshore mortgages are clients living overseas (both UK ex-pats and non-UK citizens alike), seeking to purchase or remortgage a property within the UK.
Generally, offshore mortgages are for clients who are are not resident in the UK for tax purposes and whose main income comes from outside the UK . Ex-pat mortgages, are designed specifically for UK nationals residing overseas.
Speak to one our advisors today to discuss your enquiry in more detail.
We have strong relationships with private banks, specialist lenders, family offices that offer our clients bespoke lending propositions.
High value lending can be with or without AUM (Assets Under Management). Depending on your circumstances your advisor will discuss this in more detail to offer you the most attractive terms.
We fully understand complex cases, incomes and privacy.
Professional mortgage products are aimed at borrowers in specific professional occupations.
In today’s market, all lenders tend to use their own affordability calculations to calculate how much they are willing to lend, however some lenders offer exclusive mortgage products available for those in professional employment which offer reduced rates, fees and processing time.
Depending on the professional, many lenders may offer qualifying applicants a range of better deals, mainly due to being viewed as lower risk therefore your career stability and reliable income can help you save money.
If you own 4 or more mortgaged properties (in your own name or in a Limited Company) you are classified as a Portfolio Landlord.
If you own less than 4 then generally you will be classified as a private landlord.
Our portfolio specialists understand lender criteria and market conditions and work with you to achieve your goals, wether it is to refinance one of your properties or to re-structure your entire portfolio.
Purchasing an investment property can be a great decision. Allowing you to make a secondary income, providing a pension income when you retire or even as inheritance to your children. However getting the right buy-to-let mortgage is imperative.
Speak to one our experienced advisors today to get a full understanding of the different products available and which Buy-To-Let mortgage will be right for your requirements.
The two main reasons you would remortgage would be:
1.To get a better mortgage deal from a new lender (generally done when your current rate expires).
2.To raise additional funds
With so many different products available in the market today, it is a good idea to speak to one of our advisors who are able to provide you with a clear understanding of all associated costs involved and if remortgaging is the right option for you.
Always plan ahead. Contact us 3 months prior to your current rate expiring so we can work with you and provide the best options available.
Selling your current home, searching for a new home, viewings, viewings, viewings! It seems daunting but exciting.
Leave the mortgage searching to our advisors. We are independent and will search the market to ensure you get the right mortgage.
Speak to one our experienced advisors today to get a full understanding of the different products available.
Purchasing your very first home and moving from one property to another could be considered one of the most stressful life events for any individual.
Buying a home is one of the largest investments you will make and it is therefore crucial to understand the entire process, from the first initial property viewing to the day you open the door with your own key.
Our advisor will help and guide you through the process, all questions welcome and feel free to ask about anything you don't quite understand or need a little more information on.
After having a look, if you need more information, click on the enquire now button, fill in your details and one of our consultants will give you a call to discuss your options in more detail.
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