Trusted Finance & Protection Specialist
in Lending
Lenders
Years' Experience
Founded in 2010 by Amar Dhanota and Amar Vig, London FS was built to offer a more thoughtful and capable approach to mortgage and finance advice. We specialise in helping company directors, professionals and clients with complex or multiple income streams secure the right solution for their circumstances.
We understand that many of our clients do not fit a standard lending model. Our role is to look at the full picture, structure each case properly and guide clients through the process with clarity and confidence. We are proud to have built our business on long-term relationships, repeat clients and trusted introductions.
Our vision is to be the firm clients return to throughout their property journey because they trust our advice, our honesty and the way we add value.
For us, adding value means more than arranging finance. It means setting clear expectations, giving straightforward guidance, helping clients make informed decisions with confidence in the present and for the future.
London FS combines independence, experience and specialist knowledge to deliver advice that is tailored, considered and commercially aware.
With access to a broad range of lenders, from high street and private banks, building societies to specialist lenders, we are able to look beyond the obvious and identify solutions that genuinely suit our client. What sets us apart is not just access, but the judgment, care and detail we bring to every case.
Our approach starts with understanding our client properly. We take time to access how the income is structured, what the wider circumstances look like and what the client is ultimately trying to achieve.
From there, we package and structure each case carefully, present it in the right way and manage the process closely from start to finish. We believe good advice should feel clear, honest and well handled, especially when a case is more complex.
Our ethos is simple: be honest, be thorough and always act in the client’s best interests.
We believe in giving clear advice, being realistic about what can be achieved and building relationships based on trust rather than transactions. For us, good service is not about saying the right things. It is about being consistent, dependable and doing things properly.
Covering the Full Spectrum of
UK Financial Services
Our Simple and Personalised Process
Who We Work With
High-Net-Worth Clients
UHNW individuals and private banking clients seeking tailored solutions.
Entrepreneurs & Executives
Senior executives, founders with income from bonuses, dividends, or carry.
Property Investors
UK and international investors with complex property portfolios.
Another Project, completed and with Amar’s help we got it over the line! Amar always goes over and above to get the job done, and I come with many issues 
we spoke so much he must of thought he was a full-time employee of mine. (sorry) Next one will be simple 
I have already recommended him and London FS- Property Finance to others, highly recommended and 5 star service. Thank you.
A Concierge Approach to
Relationship Led
We build long term relationships based on trust, discretion and a deep understanding of your wider financial world.
Foreign National Expertise
We specialise in supporting foreign nationals purchasing property in the UK, with a clear understanding of overseas income, international documentation and lender expectations.
Efficient and Discreet
We act with pace, precision and complete confidentiality, ensuring a smooth and highly personal service throughout.
Bespoke Finance Structuring
We understand complex income, sophisticated borrowing needs and the approach taken by private banks and specialist lenders.
Latest Financial News & Blogs
We Listen. Think Clearly. Act Decisively.
Integrity
We believe trust is earned through honesty, clarity and consistency. Our advice is independent, compliant and always guided by your best interests, giving you confidence in every recommendation we make.
Client Focus
Your circumstances deserve individual attention. We take a considered approach to understanding your goals, financial position and wider priorities so we can deliver advice and solutions that are genuinely tailored to you.
Resilience
Strong financial planning is about more than finding a solution for today. We look at the bigger picture, considering affordability, future stability and risk to help create outcomes that are sustainable and well structured.
Expertise
With deep experience across complex income, professional clients and specialist finance, we bring the insight needed to navigate the market with confidence and secure solutions that are both strategic and effective.
Integrity
We operate with complete transparency and honesty at every stage. Our advice is independent, compliant, and always aligned with your best financial interests—building long-term trust through ethical financial guidance.
Client Focus
Every client’s financial situation is unique. We take time to understand your goals, income structure, and risk profile to deliver tailored mortgage and finance solutions—not one-size-fits-all recommendations.
Risk Resilience
Financial decisions involve risk—but the right strategy manages it effectively. We assess affordability, market exposure, and future stability to structure finance solutions that protect you today and tomorrow.
Expertise
Our strength lies in specialist knowledge. With deep experience in complex income cases, professional mortgages, and structured finance, we navigate lenders and markets to secure optimal outcomes.
Request A Callback From Finance Expert
Leave your details and one of our specialists will contact you at your preferred time to discuss tailored mortgage or protection solutions.
Common FAQ's for Finance
What services does London FS provide?
London FS provides specialist mortgage advice for professionals, company directors and business owners. Our services include residential mortgages, buy-to-let, remortgaging, bridging finance and solutions for complex income structures.
Do you work with clients who have complex or multiple income sources?
Yes. We specialise in complex income cases, including self-employed professionals, company directors, contractors and clients with multiple income streams. We work with both specialist and high street lenders to structure appropriate solutions.
Do you offer independent mortgage advice?
London FS provides access to a comprehensive range of lenders across the market. This allows us to recommend finance solutions based on suitability, structure and long-term value — not restricted to a limited panel.
How does the consultation process work?
We begin with an initial consultation to understand your financial position, objectives and requirements. From there, we assess suitable options, structure your application and guide you through the process from initial enquiry to completion.
Why choose London FS for mortgage advice?
Clients choose London FS for our structured approach, technical expertise and clear communication. We focus on delivering tailored advice and well-positioned applications — enabling confident financial decisions without unnecessary complexity.