From Doctors to Barristers, we help qualified professionals secure the very best rates and terms for their mortgages.
We deal with the first time buyer and home mover market, providing sound mortgage advice and mortgage solutions for property purchases and remortgages.
Our mortgage advisers have built strong relationships with clients and lenders, working efficiently and quickly on your behalf, understanding that time is often of the essence.
We collect all your income and personal details at outset and your mortgage broker will provide you the mortgage advice you need to secure the best deal for you.
You will need to provide personal details - your mortgage adviser will arrange a call/ meeting so they can take all of your personal information and understand you as a client
Income proof - depending on your personal circumstances this will vary and could include - payslips, tax returns, company accounts, contract of employment
Proof of ID and address
Proof of deposit
Future earnings - especially important if you have just started out in your career and do not have a track record of income yet (2 - 3 years)
Status in the UK (for Foreign Nationals you will be expected to provide the type visa granted, how long you have been in the UK, time remaining on the visa and future intentions)
Some lenders will offer qualified professionals higher income multiples when doing their affordability calculations
Higher loan sizes for experienced professionals with solid track records
High LTV (Loan To Value) Mortgage products - typically with 5% deposits for First Time Buyers