RESIDENTIAL | INVESTMENT
If you are a Foreign National wanting to purchase a UK property for residential purposes, we have options available and we be delighted to help you achieve favourable terms.
Lending to Foreign Nationals can be complex and is a niche market space. Understanding your requirements; how your income is structured, reasons for the purchase, deposit funds available all work towards us securing you the right lending, on the right term at the most competitive rate.
To allow you to understand what the process looks like and what information we will need, we have outlined a few points to consider. Of course if you are early on in journey and just need some advice and structure, feel free to contact us. In the meantime things to consider, will be:
Your deposit - what level of deposit will you have to put down and what is the source of this deposit.
The Location - lenders prefer prime London, however we have lenders that will look at city centre location if the reasoning is justified.
Your Income - of course as any lending understanding what your income is, how it structured and paid and where it is paid will all contribute to a successful application.
Your overall Net Worth as a client - This will really come into play when you are purchasing in Prime London. We will need to understand your overall asset and liability position to ensure we approach the correct lenders.
Asset/Investment portfolios will need to be discussed to allow us to offer a wider range of products for you. Some lenders may request to have Assets Under Management (AUM) but we are finding that the market is becoming increasingly competitive and many lenders now are happy with a more softer approach.
To discuss your mortgage requirements in the strictest confidence please get in touch using the below form.
At London-FS we fully understand Investment purchasing and refinancing in both your personal name and in a Special Purpose Vehicle (SPV) for Foreign Nationals Clients.
We would need to understand your overall client proposition - this allows to narrow down the right lender for you. As part of service to secure you the best lending terms, we also work with you to ensure you are purchasing a strong asset for the future. We can help with confirming rental valuations, working out your net yields and even with negotiations if need be on your behalf.
Our services for Foreign National Investors is to work with you to ensure it is the right way for you to purchase or grow your portfolio in the UK and is not simply based on the rates/terms that we will secure for you. We are happy to work with your accountants or personal representatives if required.
To discuss your requirements in the strictest confidence please get in touch using the below form.
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