Our client was a first-time buyer, Ltd Company Director who was looking to purchase his first property.
He had approached various brokers who were using salary and dividends. This was restricting the lending to £388,000.00
He has been running a successful business for 5 years, which has had year on year increasing profits. Our client was not drawing all his profits as he did not need the additional income.
Many brokers struggle to understand how to hep self-employed limited company directors who wish to borrow over £500,000.00 In this instance the client was also a first-time buyer and needed the right advice and guidance to achieve the end result.
We were able to structure the mortgage using his salary and net profits from the most recent years which in turn allowed him to borrow the amount he needed comfortably.
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